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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,203 | $95,383-34.8% | $185,837-66.5% | $85,856-27.5% |
| Participation rate | 97.1% | 68.8%+28.3pp | 81.7%+15.4pp | 69.3%+27.7pp |
| Annual return | 9.97% | 23.59%-13.6pp | 122.08%-112.1pp | 318.58%-308.6pp |
| Employer contribution / active EE | $5,783 | $3,313+74.6% | $5,168+11.9% | $2,565+125.5% |
| Participant deferral / active EE | $3,785 | $3,423+10.5% | $5,568-32.0% | $3,952-4.2% |
| Admin fee / account holder | $44,076 | $7,213+511.1% | $16,241+171.4% | $6,261+604.0% |