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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,513 | $85,171+0.4% | $172,752-50.5% | $72,975+17.2% |
| Participation rate | 97.1% | 70.1%+27.0pp | 82.6%+14.4pp | 69.5%+27.6pp |
| Annual return | 18.70% | 27.32%-8.6pp | 802.97%-784.3pp | 81.01%-62.3pp |
| Employer contribution / active EE | $5,811 | $3,324+74.8% | $5,144+13.0% | $2,440+138.2% |
| Participant deferral / active EE | $3,904 | $3,260+19.8% | $5,198-24.9% | $3,608+8.2% |
| Admin fee / account holder | $1,367 | $5,880-76.8% | $13,955-90.2% | $5,124-73.3% |