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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,760 | $77,908-40.0% | $149,696-68.8% | $75,173-37.8% |
| Participation rate | 97.1% | 65.6%+31.6pp | 78.8%+18.4pp | 67.2%+29.9pp |
| Annual return | 9.70% | 31.73%-22.0pp | 134.46%-124.8pp | 160.72%-151.0pp |
| Employer contribution / active EE | $6,298 | $3,138+100.7% | $4,821+30.6% | $2,671+135.8% |
| Participant deferral / active EE | $3,997 | $3,411+17.2% | $5,682-29.6% | $4,126-3.1% |
| Admin fee / account holder | $31,533 | $5,950+430.0% | $13,212+138.7% | $5,651+458.1% |