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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,467 | $82,674+34.8% | $125,381-11.1% | $68,486+62.8% |
| Participation rate | 66.7% | 75.1%-8.4pp | 82.4%-15.7pp | 67.9%-1.2pp |
| Annual return | -8.76% | -5.97%-2.8pp | 572.31%-581.1pp | -7.85%-0.9pp |
| Employer contribution / active EE | $4,867 | $3,382+43.9% | $4,815+1.1% | $2,597+87.5% |
| Participant deferral / active EE | $6,959 | $6,111+13.9% | $7,448-6.6% | $4,028+72.8% |
| Admin fee / account holder | $1,463 | $6,277-76.7% | $10,007-85.4% | $5,404-72.9% |