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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,166 | $72,177+5.5% | $115,038-33.8% | $59,633+27.7% |
| Participation rate | 77.8% | 72.6%+5.2pp | 81.4%-3.6pp | 68.7%+9.1pp |
| Annual return | -6.37% | 12.02%-18.4pp | 26.14%-32.5pp | 2041.45%-2047.8pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $4,241 | $4,783-11.3% | $6,026-29.6% | $3,192+32.9% |
| Admin fee / account holder | $11,371 | $4,927+130.8% | $8,175+39.1% | $4,297+164.6% |