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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,096 | $76,551+12.5% | $123,894-30.5% | $62,881+36.9% |
| Participation rate | 86.2% | 73.0%+13.2pp | 81.4%+4.8pp | 69.3%+16.9pp |
| Annual return | 11.02% | 18.68%-7.7pp | 47.52%-36.5pp | 20.14%-9.1pp |
| Employer contribution / active EE | $3,187 | $2,882+10.6% | $4,617-31.0% | $2,281+39.7% |
| Participant deferral / active EE | $6,132 | $4,840+26.7% | $5,984+2.5% | $3,203+91.5% |
| Admin fee / account holder | $1,454 | $4,826-69.9% | $8,357-82.6% | $4,296-66.1% |