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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,504 | $70,435-18.4% | $96,575-40.5% | $85,856-33.0% |
| Participation rate | 100.0% | 61.8%+38.2pp | 69.8%+30.2pp | 69.3%+30.7pp |
| Annual return | 6.53% | 18.59%-12.1pp | 37.79%-31.3pp | 318.58%-312.1pp |
| Employer contribution / active EE | $4,895 | $1,413+246.4% | $2,357+107.7% | $2,565+90.8% |
| Participant deferral / active EE | $5,126 | $2,894+77.1% | $3,849+33.2% | $3,952+29.7% |
| Admin fee / account holder | $2,745 | $4,997-45.1% | $6,182-55.6% | $6,261-56.2% |