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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,358 | $65,034-7.2% | $90,970-33.7% | $79,856-24.4% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 0.96% | 30.45%-29.5pp | 134.60%-133.6pp | 31.71%-30.8pp |
| Employer contribution / active EE | $5,224 | $1,247+318.7% | $2,122+146.2% | $2,471+111.4% |
| Participant deferral / active EE | $5,365 | $2,512+113.6% | $3,373+59.1% | $3,741+43.4% |
| Admin fee / account holder | $2,163 | $4,536-52.3% | $5,961-63.7% | $5,306-59.2% |