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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,298 | $58,493-5.5% | $84,021-34.2% | $72,975-24.2% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 13.39% | 28.93%-15.5pp | 71.32%-57.9pp | 81.01%-67.6pp |
| Employer contribution / active EE | $5,404 | $1,163+364.7% | $1,984+172.4% | $2,440+121.5% |
| Participant deferral / active EE | $5,158 | $2,394+115.5% | $3,239+59.2% | $3,608+43.0% |
| Admin fee / account holder | $1,268 | $4,569-72.3% | $6,102-79.2% | $5,124-75.3% |