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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,264 | $77,638+74.2% | $156,551-13.6% | $62,881+115.1% |
| Participation rate | 94.9% | 71.2%+23.7pp | 84.0%+10.9pp | 69.3%+25.6pp |
| Annual return | 3.06% | 50.33%-47.3pp | 32.23%-29.2pp | 20.14%-17.1pp |
| Employer contribution / active EE | $151 | $3,444-95.6% | $5,501-97.3% | $2,281-93.4% |
| Participant deferral / active EE | $5,386 | $3,046+76.8% | $4,871+10.6% | $3,203+68.2% |
| Admin fee / account holder | $19,099 | $5,561+243.4% | $13,028+46.6% | $4,296+344.6% |