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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,036 | $85,171+111.4% | $172,753+4.2% | $72,976+146.7% |
| Participation rate | 81.0% | 70.1%+10.9pp | 82.6%-1.7pp | 69.5%+11.5pp |
| Annual return | 19.24% | 27.32%-8.1pp | 803.00%-783.8pp | 81.02%-61.8pp |
| Employer contribution / active EE | $40 | $3,324-98.8% | $5,144-99.2% | $2,440-98.4% |
| Participant deferral / active EE | $5,785 | $3,260+77.5% | $5,198+11.3% | $3,608+60.4% |
| Admin fee / account holder | $2,927 | $5,880-50.2% | $13,956-79.0% | $5,124-42.9% |