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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,680 | $183,592-44.6% | $155,574-34.6% | $145,877-30.3% |
| Participation rate | 43.8% | 82.7%-38.9pp | 78.2%-34.5pp | 80.3%-36.6pp |
| Annual return | 10.90% | 61.37%-50.5pp | 64.87%-54.0pp | 551.28%-540.4pp |
| Employer contribution / active EE | $4,811 | $5,317-9.5% | $4,676+2.9% | $4,663+3.2% |
| Participant deferral / active EE | $4,415 | $6,466-31.7% | $5,629-21.6% | $6,691-34.0% |
| Admin fee / account holder | $19,222 | $19,316-0.5% | $15,914+20.8% | $13,402+43.4% |