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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,363 | $109,967+72.2% | $97,197+94.8% | $145,877+29.8% |
| Participation rate | 95.2% | 76.0%+19.3pp | 72.7%+22.5pp | 80.3%+14.9pp |
| Annual return | 19.98% | 244.27%-224.3pp | 75.47%-55.5pp | 551.28%-531.3pp |
| Employer contribution / active EE | $4,831 | $3,077+57.0% | $2,723+77.4% | $4,663+3.6% |
| Participant deferral / active EE | $9,521 | $4,676+103.6% | $4,263+123.3% | $6,691+42.3% |
| Admin fee / account holder | $13,983 | $6,199+125.6% | $5,637+148.1% | $13,402+4.3% |