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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,033 | $106,551+4.2% | $91,225+21.7% | $134,532-17.5% |
| Participation rate | 90.0% | 76.8%+13.2pp | 73.2%+16.8pp | 81.2%+8.8pp |
| Annual return | -23.84% | 160.78%-184.6pp | 114.12%-138.0pp | 418.27%-442.1pp |
| Employer contribution / active EE | $4,520 | $3,331+35.7% | $2,851+58.5% | $4,741-4.7% |
| Participant deferral / active EE | $8,948 | $4,718+89.6% | $4,233+111.4% | $6,401+39.8% |
| Admin fee / account holder | $6,624 | $6,234+6.2% | $5,422+22.2% | $11,429-42.0% |