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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,582 | $167,415+55.1% | $140,514+84.7% | $198,609+30.7% |
| Participation rate | 88.9% | 80.9%+8.0pp | 77.8%+11.1pp | 82.4%+6.5pp |
| Annual return | 5.17% | 13.85%-8.7pp | 14.36%-9.2pp | 202.70%-197.5pp |
| Employer contribution / active EE | $2,168 | $4,088-47.0% | $3,378-35.8% | $5,055-57.1% |
| Participant deferral / active EE | $4,783 | $5,579-14.3% | $4,919-2.8% | $6,977-31.5% |
| Admin fee / account holder | $18,929 | $16,730+13.1% | $13,697+38.2% | $19,030-0.5% |