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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,013 | $106,267-47.3% | $96,520-42.0% | $139,456-59.8% |
| Participation rate | 42.1% | 77.8%-35.7pp | 74.3%-32.2pp | 80.3%-38.2pp |
| Annual return | 12.08% | 38.45%-26.4pp | 35.72%-23.6pp | 373.45%-361.4pp |
| Employer contribution / active EE | $1,448 | $4,105-64.7% | $3,739-61.3% | $4,753-69.5% |
| Participant deferral / active EE | $2,194 | $5,454-59.8% | $4,879-55.0% | $6,711-67.3% |
| Admin fee / account holder | $448 | $7,882-94.3% | $6,733-93.4% | $11,407-96.1% |