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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,871 | $133,981-61.3% | $112,249-53.8% | $134,532-61.4% |
| Participation rate | 63.6% | 78.6%-14.9pp | 75.1%-11.4pp | 81.2%-17.6pp |
| Annual return | -17.81% | 47.16%-65.0pp | 27.48%-45.3pp | 418.27%-436.1pp |
| Employer contribution / active EE | $1,165 | $4,040-71.2% | $3,636-68.0% | $4,741-75.4% |
| Participant deferral / active EE | $1,579 | $5,292-70.2% | $4,729-66.6% | $6,401-75.3% |
| Admin fee / account holder | $492 | $7,492-93.4% | $6,412-92.3% | $11,429-95.7% |