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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,295 | $97,732-53.7% | $83,831-46.0% | $135,380-66.5% |
| Participation rate | 60.0% | 80.0%-20.0pp | 76.1%-16.1pp | 82.6%-22.6pp |
| Annual return | -3.97% | 1287.56%-1291.5pp | 850.99%-855.0pp | 519.81%-523.8pp |
| Employer contribution / active EE | $1,497 | $4,222-64.5% | $3,631-58.8% | $4,779-68.7% |
| Participant deferral / active EE | $3,722 | $4,683-20.5% | $4,082-8.8% | $5,609-33.6% |
| Admin fee / account holder | $538 | $6,675-91.9% | $5,479-90.2% | $10,828-95.0% |