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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,320 | $118,708-57.6% | $98,920-49.1% | $158,982-68.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 12.16% | 372.49%-360.3pp | 196.47%-184.3pp | 302.99%-290.8pp |
| Employer contribution / active EE | $5,068 | $3,334+52.0% | $2,689+88.5% | $4,763+6.4% |
| Participant deferral / active EE | $3,157 | $5,089-38.0% | $4,245-25.6% | $5,983-47.2% |
| Admin fee / account holder | $796 | $10,134-92.1% | $6,643-88.0% | $11,252-92.9% |