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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,432 | $127,790-60.5% | $106,554-52.7% | $167,553-69.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 10.11% | 33.88%-23.8pp | 26.80%-16.7pp | 478.89%-468.8pp |
| Employer contribution / active EE | $5,230 | $3,427+52.6% | $2,819+85.5% | $4,840+8.1% |
| Participant deferral / active EE | $2,784 | $5,088-45.3% | $4,398-36.7% | $6,343-56.1% |
| Admin fee / account holder | $792 | $11,231-92.9% | $7,408-89.3% | $12,316-93.6% |