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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,624 | $118,488-48.8% | $98,462-38.4% | $139,487-56.5% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 12.75% | 18.96%-6.2pp | 21.17%-8.4pp | 373.84%-361.1pp |
| Employer contribution / active EE | $5,374 | $3,611+48.8% | $3,049+76.3% | $4,755+13.0% |
| Participant deferral / active EE | $2,695 | $5,393-50.0% | $4,738-43.1% | $6,713-59.8% |
| Admin fee / account holder | $1,007 | $13,868-92.7% | $8,875-88.7% | $11,407-91.2% |