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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,045 | $99,994+149.1% | $146,643+69.8% | $85,847+190.1% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 22.94% | 18.93%+4.0pp | 22.75%+0.2pp | 318.61%-295.7pp |
| Employer contribution / active EE | $9,103 | $2,559+255.7% | $4,137+120.0% | $2,565+254.8% |
| Participant deferral / active EE | $6,336 | $4,006+58.2% | $5,506+15.1% | $3,952+60.3% |
| Admin fee / account holder | $3,339 | $7,703-56.7% | $10,280-67.5% | $6,261-46.7% |