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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,968 | $83,485+86.8% | $125,195+24.6% | $72,976+113.7% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 36.04% | 25.77%+10.3pp | 43.79%-7.8pp | 81.02%-45.0pp |
| Employer contribution / active EE | $6,875 | $2,346+193.1% | $3,866+77.8% | $2,440+181.8% |
| Participant deferral / active EE | $4,318 | $3,586+20.4% | $4,937-12.6% | $3,608+19.7% |
| Admin fee / account holder | $3,289 | $5,518-40.4% | $9,704-66.1% | $5,124-35.8% |