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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,448 | $78,707+56.8% | $117,861+4.7% | $70,126+76.0% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 675.96% | 23.30%+652.7pp | 335.11%+340.9pp | 73.15%+602.8pp |
| Employer contribution / active EE | $7,500 | $2,223+237.3% | $3,786+98.1% | $2,343+220.2% |
| Participant deferral / active EE | $4,448 | $3,297+34.9% | $4,482-0.8% | $3,332+33.5% |
| Admin fee / account holder | $2,425 | $5,066-52.1% | $8,021-69.8% | $4,645-47.8% |