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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,452 | $72,404+77.4% | $110,243+16.5% | $64,173+100.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 6.50% | -6.29%+12.8pp | 314.76%-308.3pp | 7.63%-1.1pp |
| Employer contribution / active EE | $5,908 | $2,282+158.9% | $3,827+54.4% | $2,381+148.1% |
| Participant deferral / active EE | $3,766 | $3,469+8.6% | $4,672-19.4% | $3,470+8.5% |
| Admin fee / account holder | $5,489 | $5,664-3.1% | $8,548-35.8% | $4,887+12.3% |