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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,572 | $96,388-14.3% | $80,627+2.4% | $139,466-40.8% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 12.90% | 1352.08%-1339.2pp | 936.76%-923.9pp | 373.66%-360.8pp |
| Employer contribution / active EE | $13,248 | $3,260+306.4% | $2,723+386.6% | $4,754+178.7% |
| Participant deferral / active EE | $7,500 | $5,224+43.6% | $4,443+68.8% | $6,712+11.7% |
| Admin fee / account holder | $8,681 | $6,603+31.5% | $5,381+61.3% | $11,409-23.9% |