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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,420 | $109,344-54.8% | $89,400-44.7% | $158,950-68.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 13.69% | 345.73%-332.0pp | 245.64%-231.9pp | 302.91%-289.2pp |
| Employer contribution / active EE | $6,785 | $3,170+114.0% | $2,586+162.4% | $4,762+42.5% |
| Participant deferral / active EE | $8,667 | $4,599+88.4% | $3,890+122.8% | $5,983+44.9% |
| Admin fee / account holder | $365 | $6,154-94.1% | $4,882-92.5% | $11,248-96.8% |