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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,058 | $93,117-31.2% | $77,096-16.9% | $134,532-52.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -14.69% | 62.67%-77.4pp | 42.35%-57.0pp | 418.27%-433.0pp |
| Employer contribution / active EE | $12,405 | $3,420+262.7% | $2,814+340.8% | $4,741+161.6% |
| Participant deferral / active EE | $6,750 | $5,241+28.8% | $4,429+52.4% | $6,401+5.5% |
| Admin fee / account holder | $376 | $6,948-94.6% | $5,428-93.1% | $11,429-96.7% |