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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,879 | $35,986-44.8% | $77,552-74.4% | $73,497-73.0% |
| Participation rate | 13.6% | 40.8%-27.2pp | 54.2%-40.6pp | 70.7%-57.0pp |
| Annual return | 30.90% | 19.26%+11.6pp | 54.82%-23.9pp | 28.51%+2.4pp |
| Employer contribution / active EE | $198 | $557-64.4% | $987-79.9% | $2,270-91.3% |
| Participant deferral / active EE | $411 | $1,198-65.7% | $1,861-77.9% | $3,740-89.0% |
| Admin fee / account holder | $31 | $466-93.3% | $2,859-98.9% | $513-93.9% |