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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,040 | $28,109-64.3% | $71,089-85.9% | $56,289-82.2% |
| Participation rate | 8.8% | 40.4%-31.6pp | 54.6%-45.8pp | 69.9%-61.1pp |
| Annual return | -11.70% | -615.05%+603.4pp | 650.65%-662.3pp | -9.96%-1.7pp |
| Employer contribution / active EE | $131 | $558-76.5% | $1,088-87.9% | $2,111-93.8% |
| Participant deferral / active EE | $437 | $1,116-60.9% | $1,873-76.7% | $3,350-87.0% |
| Admin fee / account holder | $15 | $585-97.4% | $3,082-99.5% | $521-97.1% |