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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,093 | $39,243-41.2% | $80,784-71.4% | $79,389-70.9% |
| Participation rate | 13.7% | 41.0%-27.3pp | 54.2%-40.5pp | 70.7%-57.0pp |
| Annual return | 16.91% | 98.95%-82.0pp | 87.31%-70.4pp | 116.89%-100.0pp |
| Employer contribution / active EE | $174 | $593-70.6% | $1,160-85.0% | $2,428-92.8% |
| Participant deferral / active EE | $369 | $1,262-70.7% | $2,145-82.8% | $4,046-90.9% |
| Admin fee / account holder | $29 | $647-95.4% | $3,380-99.1% | $626-95.3% |