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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $93,138 |
PNC BANK, N.A.2 years Filed as: PNC BANK NA Service code 27 1900 E 9TH ST · CLEVELAND, OH 44114 | Advisory (Plan) | $34,446 |
REHMANN ROBSON2 years Filed as: REHMANN LLC DBA REHMANN FINANCIAL G Service code 10 5800 GRATIOT RD STE 201 · SAGINAW, MI 486052025 | Accounting | $16,500 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,918 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,139 | $101,653+85.1% | $147,080+27.9% | $74,459+152.7% |
| Participation rate | 54.2% | 75.6%-21.4pp | 82.2%-28.0pp | 67.2%-13.0pp |
| Annual return | 14.20% | 8754.98%-8740.8pp | 420.17%-406.0pp | 1369.70%-1355.5pp |
| Employer contribution / active EE | $2,870 | $3,813-24.7% | $4,933-41.8% | $2,626+9.3% |
| Participant deferral / active EE | $6,620 | $7,304-9.4% | $8,066-17.9% | $4,350+52.2% |
| Admin fee / account holder | $706 | $1,752-59.7% | $12,989-94.6% | $1,945-63.7% |