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| Provider | Service type | Compensation |
|---|---|---|
SUNTRUST BANKS, INC.6+ years Service code 21 303 PEACHTREE STREET, 15TH FLOOR · ATLANTA, GA 30308 | Bank Trustee | $72,155 |
CLIFTONLARSONALLEN LLP4 years Filed as: LARSONALLEN LLP Service code 10 · EIN 41-0746749 | Accounting | $10,237 |
TD AMERITRADE, INC.6+ years Service code 33 200 S. 108TH AVENUE · OMAHA, NE 68154 | Securities brokerage | $625 |
GRAYROBINSON PA1 year Service code 29 301 E PINEST STE 1400 · ORLANDO, FL 32802 | Legal | $552 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,925 | $99,957+58.0% | $149,745+5.5% | $73,497+114.9% |
| Participation rate | 94.0% | 75.7%+18.3pp | 82.5%+11.5pp | 70.7%+23.3pp |
| Annual return | 14.20% | 53.87%-39.7pp | 276.72%-262.5pp | 28.51%-14.3pp |
| Employer contribution / active EE | $1,205 | $3,191-62.2% | $4,646-74.1% | $2,270-46.9% |
| Participant deferral / active EE | $5,911 | $6,073-2.7% | $6,843-13.6% | $3,740+58.0% |
| Admin fee / account holder | $345 | $551-37.3% | $9,312-96.3% | $513-32.7% |