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| Provider | Service type | Compensation |
|---|---|---|
SUNTRUST BANKS, INC.4+ years Service code 21 303 PEACHTREE STREET, 15TH FLOOR · ATLANTA, GA 30308 | Bank Trustee | $73,825 |
CLIFTONLARSONALLEN LLP2 years Filed as: LARSONALLEN LLP Service code 10 3077 W JEFFERSON ST STE 105 · JOLIET, IL 60435 | Accounting | $12,200 |
KANE KESSLER PC4+ years Filed as: KANE AND KOLTUN, ATTORNEYS AT LAW Service code 29 557 NORTH WYMORE RD STE 100 · MAITLAND, FL 32751 | Legal | $7,745 |
TD AMERITRADE, INC.4+ years Service code 33 200 S. 108TH AVENUE · OMAHA, NE 68154 | Securities brokerage | $1,978 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,470 | $73,102+33.3% | $123,553-21.1% | $56,289+73.2% |
| Participation rate | 92.2% | 74.3%+17.9pp | 82.3%+9.9pp | 69.9%+22.3pp |
| Annual return | -6.53% | 3.01%-9.5pp | 119.21%-125.7pp | -9.96%+3.4pp |
| Employer contribution / active EE | $1,096 | $2,977-63.2% | $4,628-76.3% | $2,111-48.1% |
| Participant deferral / active EE | $4,823 | $5,423-11.1% | $6,426-24.9% | $3,350+44.0% |
| Admin fee / account holder | $343 | $554-38.0% | $9,284-96.3% | $521-34.1% |