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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $31,095 |
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 55 PO BOX 509026 · SAN DIEGO, CA 921509026 | Other Commissions | $14,170 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,238 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,131 | $106,236-77.3% | $112,263-78.5% | $64,824-62.8% |
| Participation rate | 39.1% | 71.7%-32.6pp | 75.1%-36.0pp | 71.5%-32.4pp |
| Annual return | -3.88% | -6.02%+2.1pp | 27.49%-31.4pp | 32.84%-36.7pp |
| Employer contribution / active EE | $758 | $3,167-76.0% | $3,636-79.1% | $2,507-69.7% |
| Participant deferral / active EE | $2,226 | $3,786-41.2% | $4,729-52.9% | $4,311-48.4% |
| Admin fee / account holder | $188 | $452-58.4% | $6,410-97.1% | $1880% |