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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,299 | $58,726-82.5% | $92,240-88.8% | $62,293-83.5% |
| Participation rate | 41.8% | 68.3%-26.6pp | 76.5%-34.7pp | 69.5%-27.7pp |
| Annual return | 45.00% | 43.62%+1.4pp | 176.29%-131.3pp | 28.90%+16.1pp |
| Employer contribution / active EE | $752 | $2,392-68.5% | $3,680-79.6% | $2,042-63.2% |
| Participant deferral / active EE | $1,380 | $2,766-50.1% | $3,897-64.6% | $3,169-56.4% |
| Admin fee / account holder | $230 | $556-58.7% | $5,194-95.6% | $479-52.1% |