Filings through .
2 of 18 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$32K in admin expenses, $76 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
9 funds of $250K or more; 20 lines in all, holding $7.7M of the plan's $7.9M. Recordkeeper: Empower.
| Fund | Dollars | % of funds% |
|---|---|---|
| MassMutual RetireSMART by JPMorgan 2030 Fund Class I JPMorgan · Mutual fund | $1.3M | 17.4% |
| MassMutual RetireSMART by JPMorgan 2055 Fund Class I JPMorgan · Mutual fund | $1.1M | 13.8% |
| MassMutual RetireSMART by JPMorgan 2040 Fund Class I JPMorgan · Mutual fund | $808K | 10.5% |
| MassMutual RetireSMART by JPMorgan 2025 Fund Class I JPMorgan · Mutual fund | $656K | 8.5% |
| Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index | $595K | 7.7% |
| MassMutual RetireSMART by JPMorgan 2060 Fund Class I JPMorgan · Mutual fund | $593K | 7.7% |
| MassMutual RetireSMART by JPMorgan 2035 Fund Class I JPMorgan · Mutual fund | $588K | 7.6% |
| MassMutual RetireS Mart by JPM 2050 I JPMorgan · Mutual fund | $520K | 6.7% |
| MassMutual RetireS Mart by JPM 2045 I JPMorgan · Mutual fund | $510K | 6.6% |
| Vanguard Total International Stock Index Fund Admiral Shares Vanguard · Mutual fund Index | $230K | 3.0% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
10 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
10 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 5 by compensation.
| Provider | Compensation |
|---|---|
HEADLAND CAPITAL LLC1 year Service code 26 Advisory (Participants) | $7,888 |
Service code 13 · EIN 27-0293282 PO BOX 601070 · JACKSONVILLE, FL 32260 Contract Administrator | $7,644 |
EMPOWER ADVISORY GROUP, LLC4 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $1,519 |
Service code 15 · EIN 01-0233346 Recordkeeping | $1,445 |
Filed as: WILSHIRE ADVISORS LLC Service code 26 Advisory (Participants) | $631 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
7 feature codes on the 2025 filing.
3 contacts
11 filings · 2015 to 2025