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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,785 | $50,082-38.5% | $93,406-67.0% | $79,858-61.4% |
| Participation rate | 100.0% | 60.9%+39.1pp | 66.8%+33.2pp | 69.6%+30.4pp |
| Annual return | -7.32% | 24.59%-31.9pp | 78.05%-85.4pp | 31.72%-39.0pp |
| Employer contribution / active EE | $5,375 | $1,303+312.5% | $2,075+159.0% | $2,471+117.5% |
| Participant deferral / active EE | $1,457 | $2,212-34.1% | $3,126-53.4% | $3,740-61.0% |
| Admin fee / account holder | $585 | $3,454-83.1% | $5,230-88.8% | $5,306-89.0% |