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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,318 | $48,364-74.5% | $71,796-82.8% | $62,881-80.4% |
| Participation rate | 92.6% | 60.6%+32.0pp | 69.1%+23.5pp | 69.3%+23.3pp |
| Annual return | -9.64% | 13.16%-22.8pp | 78.04%-87.7pp | 20.14%-29.8pp |
| Employer contribution / active EE | $4,918 | $1,042+372.0% | $1,924+155.5% | $2,281+115.6% |
| Participant deferral / active EE | $1,388 | $2,091-33.6% | $2,794-50.3% | $3,203-56.7% |
| Admin fee / account holder | $376 | $3,771-90.0% | $4,815-92.2% | $4,296-91.3% |