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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,078 | $54,541-65.0% | $78,778-75.8% | $70,126-72.8% |
| Participation rate | 96.2% | 60.8%+35.4pp | 69.2%+27.0pp | 69.5%+26.6pp |
| Annual return | 15.20% | 21.07%-5.9pp | 35.62%-20.4pp | 73.15%-58.0pp |
| Employer contribution / active EE | $6,279 | $1,089+476.8% | $1,986+216.2% | $2,343+168.0% |
| Participant deferral / active EE | $1,375 | $2,210-37.8% | $2,958-53.5% | $3,332-58.7% |
| Admin fee / account holder | $305 | $3,709-91.8% | $5,134-94.1% | $4,645-93.4% |