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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,473 | $88,370-1.0% | $112,977-22.6% | $79,858+9.5% |
| Participation rate | 100.0% | 76.8%+23.2pp | 82.6%+17.4pp | 69.6%+30.4pp |
| Annual return | 15.18% | 23.16%-8.0pp | 24.24%-9.1pp | 31.72%-16.5pp |
| Employer contribution / active EE | $6,922 | $3,398+103.7% | $4,255+62.7% | $2,471+180.1% |
| Participant deferral / active EE | $5,844 | $4,536+28.9% | $5,836+0.1% | $3,740+56.2% |
| Admin fee / account holder | $7,172 | $5,750+24.7% | $6,294+14.0% | $5,306+35.2% |