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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,282 | $66,764+29.2% | $88,497-2.5% | $62,881+37.2% |
| Participation rate | 100.0% | 77.3%+22.7pp | 82.4%+17.6pp | 69.3%+30.7pp |
| Annual return | 11.41% | 10.37%+1.0pp | 7.63%+3.8pp | 20.14%-8.7pp |
| Employer contribution / active EE | $5,457 | $3,077+77.4% | $4,036+35.2% | $2,281+139.2% |
| Participant deferral / active EE | $4,362 | $3,976+9.7% | $4,899-11.0% | $3,203+36.2% |
| Admin fee / account holder | $16,013 | $4,668+243.1% | $6,220+157.5% | $4,296+272.8% |