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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,097 | $75,963-13.0% | $97,995-32.6% | $70,124-5.7% |
| Participation rate | 100.0% | 77.0%+23.0pp | 82.4%+17.6pp | 69.5%+30.5pp |
| Annual return | 13.21% | 19.26%-6.1pp | 23.94%-10.7pp | 73.14%-59.9pp |
| Employer contribution / active EE | $5,741 | $3,278+75.1% | $4,158+38.1% | $2,342+145.1% |
| Participant deferral / active EE | $4,604 | $4,053+13.6% | $5,097-9.7% | $3,332+38.2% |
| Admin fee / account holder | $40,295 | $5,407+645.2% | $5,943+578.0% | $4,645+767.4% |