Filed October 8, 2025
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| Provider | Service type | Compensation |
|---|---|---|
DEFINITI LLC3 years Filed as: DEFINITI Service code 13 · EIN 85-0833363 2201 TIMBERLOCH PLACE · THE WOODLANDS, TX 77380 | Contract Administrator | $0 |
DEFINITI LLC4 years Filed as: DEFINITI, LLC Service code 13 | Contract Administrator | $0 |
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Filed as: EMPOWER ANNUNITY INSURANCE COMPANY Service code 62 · EIN 84-0467907 | Recordkeeping fees; Float revenue | $0 |
TEMPLETON & COMPANY LLP1 year Filed as: TEMPLETON Service code 10 · EIN 14-1918990 222 LAKEVIEW AVENUE · WEST PALM BEACH, FL 33401 | Accounting | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,034 | $95,369+77.2% | $135,942+24.3% | $74,440+127.1% |
| Participation rate | 68.8% | 78.2%-9.4pp | 81.9%-13.1pp | 70.7%-1.9pp |
| Annual return | 18.93% | 32.72%-13.8pp | 68.28%-49.3pp | 34.37%-15.4pp |
| Employer contribution / active EE | $1,372 | $3,878-64.6% | $4,858-71.8% | $2,638-48.0% |
| Participant deferral / active EE | $8,094 | $7,788+3.9% | $7,759+4.3% | $4,529+78.7% |
| Admin fee / account holder | $359 | $266+34.8% | $10,764-96.7% | $348+3.2% |