Retirement plan

BECKER & POLIAKOFF, P.A. 401(K) PROFIT SHARING PLAN

Name: BECKER & POLIAKOFF, P.A. - BECKER & POLIAKOFF, P.A. 401(K) PROFIT SHARING PLAN (2022) Form 5500
Creator: BECKER & POLIAKOFF, P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BECKER & POLIAKOFF, P.A. 401(K) PROFIT SHARING PLAN, BECKER & POLIAKOFF, P.A.

BECKER & POLIAKOFF, P.A.EIN 59-1640708Plan #001PY 2022

1 EAST BROWARD BLVD., SUITE 1800 - FORT LAUDERDALE, FL 33301954-985-4122beckerlawyers.comLinkedIn201-500 employeeslaw practice

Prospect flagsHigh feesLow participationFailed to transmit contributions

Top hat statement on fileNQDC

Filed October 8, 2025

Plan administrator

Plan administrator name- on Solo, $4.99 for your first month

1 East Broward Blvd, Ste 1800

Ft. Lauderdale, FL 33301

Email- on Solo, $4.99 for your first month Phone- on Solo, $4.99 for your first month

Plans declared (1)

Becker & Poliakoff, P.A. Deferred Compensation Plan32 emp

Open the filing PDF

How to read this page

Total assets (EOY)

$39.2M

-15.0% from 2021

Total participants

339

-1.2% from 2021

Average account balance

$153,791

-13.0% from 2021

Annual return

-16.08%

-31.21 pp from 2021

Benchmarks

See 3,162 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort3,162 peers

Snapshot2022

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Analytics

Total assets (EOY)

Plan-year ending balance

$62.09M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$190K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

327

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

68.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.45M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.83%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$608

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.8+ years Filed as: MASSACHUSETTS MUTAL LIFE INSUR. CO. Service code 62 · EIN 04-1590850	Float revenue; Recordkeeping fees	$88,343
DEFINITI LLC3 years Filed as: DEFINITI, LLC Service code 13	Contract Administrator	$25,429
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$16,107
FRAZIER & DEETER, LLC7+ years Filed as: FRAZIER & DEETER Service code 10 · EIN 58-1433845 401 E. JACKSON STREET · TAMPA, FL 33602	Accounting	$8,542
DEFINITI LLC2 years Filed as: DEFINITI Service code 13 · EIN 85-0833363 2201 TIMBERLOCH PLACE · THE WOODLANDS, TX 77380	Contract Administrator	$950

Plan features & details

Pension benefit codes2A2E2F2G2J2K2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$102K

$401 / participant

Contract admin$102K100.0%

% of EOY assets

0.260%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: TEMPLETON & COMPANY, LLC
Auditor EIN: 141918990
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$153,791

$82,202+87.1%

$125,339+22.7%

$64,808+137.3%

Participation rate

66.9%

77.9%-10.9pp

82.4%-15.4pp

71.5%-4.5pp

Annual return

-16.08%

3.48%-19.6pp

572.05%-588.1pp

32.82%-48.9pp

Employer contribution / active EE

$1,335

$3,615-63.1%

$4,814-72.3%

$2,506-46.7%

Participant deferral / active EE

$7,267

$7,175+1.3%

$7,446-2.4%

$4,310+68.6%

Admin fee / account holder

$400

$163+144.9%

$10,010-96.0%

$188+112.9%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.8+ years

Filed as: MASSACHUSETTS MUTAL LIFE INSUR. CO.

Service code 62 · EIN 04-1590850

Float revenue; Recordkeeping fees

$88,343

DEFINITI LLC3 years

Filed as: DEFINITI, LLC

Service code 13

Contract Administrator

$25,429

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA

Service code 64 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$16,107

FRAZIER & DEETER, LLC7+ years

Filed as: FRAZIER & DEETER

Service code 10 · EIN 58-1433845

401 E. JACKSON STREET · TAMPA, FL 33602

Accounting

$8,542

DEFINITI LLC2 years

Filed as: DEFINITI

Service code 13 · EIN 85-0833363

2201 TIMBERLOCH PLACE · THE WOODLANDS, TX 77380

Contract Administrator

$950

BECKER & POLIAKOFF, P.A. 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BECKER & POLIAKOFF, P.A. 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion