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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,546 | $89,367+187.1% | $141,191+81.7% | $72,975+251.6% |
| Participation rate | 91.6% | 75.1%+16.4pp | 82.5%+9.1pp | 69.5%+22.1pp |
| Annual return | -2.63% | 111.87%-114.5pp | 71.41%-74.0pp | 81.01%-83.6pp |
| Employer contribution / active EE | $15,453 | $3,115+396.1% | $4,736+226.3% | $2,440+533.3% |
| Participant deferral / active EE | $4,966 | $5,419-8.4% | $6,710-26.0% | $3,608+37.6% |
| Admin fee / account holder | $15,527 | $5,957+160.7% | $10,264+51.3% | $5,124+203.0% |