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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,497 | $85,766+162.9% | $136,298+65.4% | $70,126+221.6% |
| Participation rate | 96.6% | 74.2%+22.5pp | 81.9%+14.7pp | 69.5%+27.1pp |
| Annual return | 11.47% | 31.46%-20.0pp | 5156.27%-5144.8pp | 73.15%-61.7pp |
| Employer contribution / active EE | $9,945 | $2,966+235.3% | $4,696+111.8% | $2,343+324.6% |
| Participant deferral / active EE | $4,053 | $5,051-19.8% | $6,247-35.1% | $3,332+21.7% |
| Admin fee / account holder | $8,738 | $5,421+61.2% | $9,244-5.5% | $4,645+88.1% |