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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,694 | $76,551+158.3% | $123,894+59.6% | $62,881+214.4% |
| Participation rate | 93.2% | 73.0%+20.2pp | 81.4%+11.8pp | 69.3%+23.9pp |
| Annual return | -3.36% | 18.68%-22.0pp | 47.52%-50.9pp | 20.14%-23.5pp |
| Employer contribution / active EE | $9,686 | $2,882+236.0% | $4,617+109.8% | $2,281+324.6% |
| Participant deferral / active EE | $4,456 | $4,840-7.9% | $5,984-25.5% | $3,203+39.1% |
| Admin fee / account holder | $4,659 | $4,826-3.5% | $8,357-44.2% | $4,296+8.5% |