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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,797 | $129,737-42.3% | $119,126-37.2% | $154,746-51.7% |
| Participation rate | 85.0% | 78.9%+6.1pp | 75.8%+9.2pp | 80.7%+4.3pp |
| Annual return | 12.81% | 379.08%-366.3pp | 282.11%-269.3pp | 172.34%-159.5pp |
| Employer contribution / active EE | $1,500 | $4,375-65.7% | $4,034-62.8% | $4,379-65.7% |
| Participant deferral / active EE | $1,561 | $5,842-73.3% | $5,318-70.6% | $6,730-76.8% |
| Admin fee / account holder | $4,271 | $11,961-64.3% | $10,693-60.1% | $14,365-70.3% |