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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,008 | $106,267-28.5% | $96,520-21.3% | $139,456-45.5% |
| Participation rate | 63.2% | 77.8%-14.7pp | 74.3%-11.2pp | 80.3%-17.2pp |
| Annual return | 14.01% | 38.45%-24.4pp | 35.72%-21.7pp | 373.45%-359.4pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,739-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $1,609 | $5,454-70.5% | $4,879-67.0% | $6,711-76.0% |
| Admin fee / account holder | $881 | $7,882-88.8% | $6,733-86.9% | $11,407-92.3% |